Charlie Gruber, FCAS, MAAA
Charlie is a Fellow of the Casualty Actuarial Society, a Member of the American Academy of Actuaries, and a fellow of the Conference of Consulting Actuaries. Prior to joining SGRisk, Charlie has worked in a variety of state and national insurance institutions. In his thirty years at SGRisk, Charlie has worked as an actuarial and insurance consultant for self-insureds, captives, legal firms, insurance brokers and insurance companies. His work includes ratemaking, reserving, reinsurance analysis, expert witness testimony, development of new products and individual risk rating plans.
Charlie began his actuarial career at Insurance Services Office (ISO) where he was involved with long term actuarial and research projects in private passenger automobile, commercial automobile and general liability. Following ISO, Charlie was manager of both the actuarial and data processing departments, at the New York Compensation Insurance Rating Board. There he managed a forty-person team to prepare rate revisions, file them for insurance department approval, promulgate classification rates, price legislative benefits and analyze data.
After the rating board and directly before SGRisk, Charlie was an officer of the NCCI and head of the Actuarial Research Department. Research highlights were: development of an occupational disease pricing model; a proposal for the formation of a country-wide occupational disease reinsurance pool; exposure base research; implementation of a modified experience rating plan; and simulation of severe workers’ compensation claims.
Charlie’s over fifty years in the financial and insurance fields have given him a broad perspective on the property-casualty industry. Charlie is also a published writer. His articles, both on actuarial and non-actuarial topics, have appeared in many newspapers, magazines, and trade journals. He won a New York Times Award for financial writers, and has made many speeches and presentations at industry events. He is a graduate of the City College of New York, as well as holding masters in mathematics from Hunter College and in journalism from Columbia University.